Life insurance 101
Life insurance is designed to provide financial protection to beneficiaries if the insured person passes away while coverage is active.
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The coverage amount is the benefit the carrier may pay to beneficiaries if a valid claim is approved. The premium is the amount paid to keep coverage active.
A beneficiary is the person or entity selected to receive policy benefits, subject to policy terms and carrier requirements.
Carriers may review age, health history, lifestyle, coverage amount, documents, and other application details before making a final decision.
ACS is not an insurance carrier. Final eligibility, pricing, underwriting, premium payment, and policy issue are determined by the insurance carrier.
